Rikk Miller Financial Writer

Rikk Miller Financial WriterAbout Rikk Miller

Rikk is a financial writer.He is associated with several financial communities.

His expertise is woven around various aspects of the real estate industry .  He is a financial writer who excels in writing finance articles.

 

 

 

 

What Can a Reverse Mortgage Do For Me?

Posted by on Nov 22, 2014 in Money, Rikk Miller | 0 comments

What Can a Reverse Mortgage Do For Me?

When it comes to your retirement years, many people find that there is a gap between what Social Security and pensions offer in income and what their regular monthly bills require. For some, reverse mortgages provide the additional monthly income they need to make ends meet. Reverse mortgages are very useful financial tools that can be used to bridge the gap for those on fixed incomes. But there are drawbacks to the use of these loans. What is a Reverse Mortgage? In short, a reverse mortgage is a loan made to the owner of a home that allows...

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The Footprint of Your Home: Fundamentals for Protecting Your Foundation

Posted by on Nov 18, 2014 in Rikk Miller | 0 comments

The Footprint of Your Home: Fundamentals for Protecting Your Foundation

The foundation of your home, as its name implies, is the fundamental structure upon which the rest of your home is built. When your foundation cracks or sinks, not only are there aesthetic issues at hand. Your home can become less than safe when your foundation is not in tip top shape. So, how can you spot foundation problems? By the time you notice major issues the repairs may be very expensive and difficult to complete. When you remain conscious of your foundation and regularly have it checked, you can keep your foundation protected in the...

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Avoid Surprises: Choose The Right Type of Property Survey

Posted by on Nov 18, 2014 in Rikk Miller | 0 comments

Avoid Surprises: Choose The Right Type of Property Survey

Finding the house of your dreams can quickly turn into a living nightmare if you buy the house without getting a proper survey and subsequently discover a problem. Many of us actually make our minds up to buy a property within a very short space of time, but don’t consider the importance of property surveys in order to help you avoid burdening your finances with some expensive repair bills. Taking risks with your money Some research that was carried out by the Royal Institution of Chartered Surveyors (RICS) highlighted the fact many buyers...

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Investing in Real Estate is Hot Again

Posted by on Nov 12, 2014 in Money, Rikk Miller | 0 comments

Investing in Real Estate is Hot Again

Despite some problems relating to the recession, investing in real estate is finally hot again. During the early and mid part of the 2000s, you could flip on the television and stumble across any number of shows from people buying house at low prices, making some modest improvements and flipping those properties for a high profit. The recession led to fewer buyers on the market, which left investors stuck with homes they couldn’t sell. Thanks to the recent decrease in unemployment rates and the average home price rising, investors can...

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Tapping the Equity in Your Home

Posted by on Nov 8, 2014 in Money, Rikk Miller | 0 comments

Tapping the Equity in Your Home

As you pay down your mortgage, and your home increases in value, the amount it’s worth, minus what you still owe, is the equity in your home. If you sell your home, this will be your profit. However, if you don’t want to sell your home, but need money for medical expenses, college tuition or a great vacation, you can easily get a loan that is secured by your equity. Also called a second mortgage, equity loans have a lot of advantages. Another way to look at this type of loan is as a home equity line of credit (HELOC) that is secured by your...

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Buying Your First Home? Don’t Let The Bank Dictate Your Mortgage, Use A Broker Instead

Posted by on Oct 29, 2014 in Money, Rikk Miller | 0 comments

Buying Your First Home? Don’t Let The Bank Dictate Your Mortgage, Use A Broker Instead

source: http://hcmsmaine.org/ The tumultuous climate in real estate markets has many first-time home investors worried about taking the plunge. Home ownership is a decision you have to consider very carefully. It’s nothing short of a mistake if you venture in mortgaging a home independently, let alone with a bank. Mortgage brokers have become the preferred advocates for an estimated 45 per cent of first-time homeowners in Canada. This percentage keeps rising due to the fact that they often offer far better rates and benefits. A 2009...

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Terms Frequently used in Commercial Real Estate

Posted by on Oct 14, 2014 in Rikk Miller | 0 comments

Terms Frequently used in Commercial Real Estate

Looking to rent commercial real estate, but struggling with the basic terms? Check out the list below for a beginner’s glossary of commercial real estate. Common Area Maintenance (CAM) When a commercial letting shares areas with other tenants the cost of this square footage is split between tenants and charged to each in addition to the base rent. These areas can include foyers, lifts, cleaning areas, communal facilities and car parking. This fee also includes the cost of any communal ongoing services, such as security, gardeners, a shared...

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How Much Insurance Protection is Too Much?

Posted by on Jul 14, 2014 in Money, Rikk Miller | 0 comments

How Much  Insurance Protection is Too Much?

Several critics of insurance policies will inform you that a mortgage protection insurance policy is just an extra and pointless expense in your part to avail. But truly, there are a lot of motives as to why you should insure your home using a mortgage protection insurance policy. Like any other insurance policy, mortgage protection aims to present you support and protection for that issues which can be of absolute value with your life-like your house. We all know that owning a house is not only a large financial stage but a terrific...

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Sell Your Home in 8 Simple Steps

Posted by on Apr 26, 2014 in Rikk Miller | 0 comments

Sell Your Home in 8 Simple Steps

There’s no denying that selling your home is often a lengthy and complicated process. However there are some steps you can take to make it as easy and stress-free as possible. Step One: Valuation Do your research. Looking into local newspapers for similar houses in your area will give you a good idea what your home may be worth. You can also compare local home prices on a number of online sites. Step Two: Estate Agent? The vast majority of people selling their homes do so through an estate agent. Obviously, your house may sell much...

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Moving On: Sell Your House or Put It Up For Rent?

Posted by on Apr 26, 2014 in Rikk Miller | 0 comments

Moving On: Sell Your House or Put It Up For Rent?

When moving home, you’ll have to make the inevitable decision of whether to pack up your old place and sell it on or keep it as an asset and put it up to rent to generate a regular income. There are many factors to consider, both financial and practical, so here’s selection of the key points to think about when figuring out how to make the next step. Mortgage Value First take into account whether the home you’re moving out of still has a mortgage to pay or not. If it does then there are a couple of options. Renting it out could pay a...

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