Rikk Miller Financial Writer
About Rikk Miller
Rikk is a financial writer.He is associated with several financial communities.
His expertise is woven around various aspects of the real estate industry . He is a financial writer who excels in writing finance articles.
The typical norm used to be that a person would rent a home until they had the available finances to buy a home and settle down. Though a lot of people still choose this option, there are a lot more who are deciding to rent instead of buy. There are positives and negatives to both renting and buying. Each person will have different needs and demands, so weighing all the options is the best way to decide. Here are some of the pros and cons of renting vs. buying a home. Pros for Buying: The ability to change and alter the home People who own...read more
If you ever thought that letting out a property was simply a matter of finding suitable tenants and letting the money roll in, think again. Being a landlord is hard work, as you may have already discovered. With all of the certifications, legislation, dealing with tenants, general maintenance and, of course, making sure you get paid the rent, it can start to seem like an awful lot of work. That is why many landlords decide to hire experienced letting agents to do all the hard work for them. Is this a good idea? And most importantly, is it the...read more
Getting a Mortgage With Bad Credit would be a mortifying course. Credit is a misinterpreted deal, knowing or not knowing the regulations would distress the result. If a customer has bad credit and are in need of a mortgage, there are top mortgage lenders to help the customers in Toronto. WHAT IS A BAD CREDIT MORTGAGE Bad credit mortgages are primarily same as standard mortgage, but the difference is that the customer would fail pay as per a standard lender credit following past records. But after a few years of on time payment, would...read more
Image Source: www.shutterstock.com Taxes can impose some of the hardest financial difficulties on families. Determining which states have the lowest combination of taxes can be challenging, as taxes can even vary from one city to the next in a particular state. However, these are currently the seven states as a whole that have the lowest combined tax rates: 1. Delaware The first state to be admitted to the union in 1787, Delaware maintains a low tax average. It is one of the most tax-friendly areas, for it does not impose any sales tax on its...read more
The best way to get information on a property lien, title search resources are probably your best bet. In these resources, you should be able to find all the information you need in order to make an informed decision on whether or not to purchase a property. You should never buy land or a house on which a lien is still attached, because that will make you responsible for payment. Luckily, a lot information on liens is available online, or through your local government. Databases to Search for a Property Lien There are various databases online...read more
It has become more acceptable way to get rid of the financial obstacles to get a mortgage. But it is also the fact that the mortgage rate is not so low to pay that can be afforded by the common people of the society. Hence it is important to introduce a low mortgage rate so that everyone can get the facility of the debt. It is not the duty of the common people to make lower the rate of mortgage. They even do not have the authority and power to execute this. This is the duty of concerned bank who are giving debt. In Canada the banks have...read more
In the present costly world, purchasing a house in any country in the world has become extremely easy for the normal people. The land prices are increasing overnight because of the demand created mostly by the rich people. But that is a completely different issue altogether. The real fact is purchasing a house is not an easy job for most of the people. And this is why they have no choice but to take the assistance of mortgage companies. Such companies have helped a number of people in having their own beautiful house. Normally a host of...read more
Everyone dreams of having their own house. It’s a pleasurable feeling to get to spend the rest of your life in your own house. Considering the importance and necessity of the fact, we all prefer to buy our own house. Many also prefer to construct the house as per their requirement and desire. In both the cases, you need to remain prepared with lump sum amount of money to invest in the project. This goes beyond saying that investing in home is one of the most important investments in everyone’s life and for this reason, we don’t want to make...read more
In this day and time it can seem almost impossible to get a mortgage if you are self-employed. Banks are more selective than ever even though are millions of legitimately self-employed, full-time workers who are just sitting on go, ready to and able to buy a new home. The good news, there IS help and hope, with the right tips, getting a mortgage even if you are self-employed is easier than you think. Embedded from MortgageCWF.com Content research and design by Mortgage Canada Wide Financial Company providing bad credit mortgages and second...read more
When it comes to your retirement years, many people find that there is a gap between what Social Security and pensions offer in income and what their regular monthly bills require. For some, reverse mortgages provide the additional monthly income they need to make ends meet. Reverse mortgages are very useful financial tools that can be used to bridge the gap for those on fixed incomes. But there are drawbacks to the use of these loans. What is a Reverse Mortgage? In short, a reverse mortgage is a loan made to the owner of a home that allows...read more