Rikk Miller Financial Writer
About Rikk Miller
Rikk is a financial writer.He is associated with several financial communities.
His expertise is woven around various aspects of the real estate industry . He is a financial writer who excels in writing finance articles.
The best way to get information on a property lien, title search resources are probably your best bet. In these resources, you should be able to find all the information you need in order to make an informed decision on whether or not to purchase a property. You should never buy land or a house on which a lien is still attached, because that will make you responsible for payment. Luckily, a lot information on liens is available online, or through your local government. Databases to Search for a Property Lien There are various databases online...read more
In the present costly world, purchasing a house in any country in the world has become extremely easy for the normal people. The land prices are increasing overnight because of the demand created mostly by the rich people. But that is a completely different issue altogether. The real fact is purchasing a house is not an easy job for most of the people. And this is why they have no choice but to take the assistance of mortgage companies. Such companies have helped a number of people in having their own beautiful house. Normally a host of...read more
Everyone dreams of having their own house. It’s a pleasurable feeling to get to spend the rest of your life in your own house. Considering the importance and necessity of the fact, we all prefer to buy our own house. Many also prefer to construct the house as per their requirement and desire. In both the cases, you need to remain prepared with lump sum amount of money to invest in the project. This goes beyond saying that investing in home is one of the most important investments in everyone’s life and for this reason, we don’t want to make...read more
In this day and time it can seem almost impossible to get a mortgage if you are self-employed. Banks are more selective than ever even though are millions of legitimately self-employed, full-time workers who are just sitting on go, ready to and able to buy a new home. The good news, there IS help and hope, with the right tips, getting a mortgage even if you are self-employed is easier than you think. Embedded from MortgageCWF.com Content research and design by Mortgage Canada Wide Financial Company providing bad credit mortgages and second...read more
When it comes to your retirement years, many people find that there is a gap between what Social Security and pensions offer in income and what their regular monthly bills require. For some, reverse mortgages provide the additional monthly income they need to make ends meet. Reverse mortgages are very useful financial tools that can be used to bridge the gap for those on fixed incomes. But there are drawbacks to the use of these loans. What is a Reverse Mortgage? In short, a reverse mortgage is a loan made to the owner of a home that allows...read more
The foundation of your home, as its name implies, is the fundamental structure upon which the rest of your home is built. When your foundation cracks or sinks, not only are there aesthetic issues at hand. Your home can become less than safe when your foundation is not in tip top shape. So, how can you spot foundation problems? By the time you notice major issues the repairs may be very expensive and difficult to complete. When you remain conscious of your foundation and regularly have it checked, you can keep your foundation protected in the...read more
Finding the house of your dreams can quickly turn into a living nightmare if you buy the house without getting a proper survey and subsequently discover a problem. Many of us actually make our minds up to buy a property within a very short space of time, but don’t consider the importance of property surveys in order to help you avoid burdening your finances with some expensive repair bills. Taking risks with your money Some research that was carried out by the Royal Institution of Chartered Surveyors (RICS) highlighted the fact many buyers...read more
Despite some problems relating to the recession, investing in real estate is finally hot again. During the early and mid part of the 2000s, you could flip on the television and stumble across any number of shows from people buying house at low prices, making some modest improvements and flipping those properties for a high profit. The recession led to fewer buyers on the market, which left investors stuck with homes they couldn’t sell. Thanks to the recent decrease in unemployment rates and the average home price rising, investors can...read more
As you pay down your mortgage, and your home increases in value, the amount it’s worth, minus what you still owe, is the equity in your home. If you sell your home, this will be your profit. However, if you don’t want to sell your home, but need money for medical expenses, college tuition or a great vacation, you can easily get a loan that is secured by your equity. Also called a second mortgage, equity loans have a lot of advantages. Another way to look at this type of loan is as a home equity line of credit (HELOC) that is secured by your...read more
source: http://hcmsmaine.org/ The tumultuous climate in real estate markets has many first-time home investors worried about taking the plunge. Home ownership is a decision you have to consider very carefully. It’s nothing short of a mistake if you venture in mortgaging a home independently, let alone with a bank. Mortgage brokers have become the preferred advocates for an estimated 45 per cent of first-time homeowners in Canada. This percentage keeps rising due to the fact that they often offer far better rates and benefits. A 2009...read more